Everything we do is online. Socializing, paying bills, streaming entertainment - the world is at our fingertips.

But with our constant reliance on our devices and computers, we're opening ourselves up to some very ugly realities. Cybersecurity breaches are a national threat, and your small business is no exception. An angry employee or nefarious hacker can shut down your cyber systems in a matter of minutes, causing you to lose everything. Don't be another statistic. Let CyberPolicy get you the cybersecurity and cyber insurance policy you need to keep your business protected and your office environment serene.

Security Breach
A cybersecurity breach can have devastating consequences on your small business. Bankruptcy, litigation and a soiled reputation - you'll have a clear view of your business falling down around you after a cyber attack. No one deserves to watch their business crash and burn, and you don't have to either. Cybersecurity insurance will shield your business from such disastrous attacks and put it back on solid ground.

There are four common causes of security breaches, these include:

Malware: This type of malicious software disrupts computers and computer systems. Each virus has a different effect on your computer systems, all catastrophic. Types of malware include: Virus, Worm, Spyware, Adware, Ransomware and the Trojan Horse.

Employee Negligence: InformationWeek shares with us that 66 percent of small business data breaches are the direct result of employee negligence. Negligence includes everything from opening up a spam email to clicking on a link from an insecure website. The best way to combat this is to create computer policies telling your employees what they can and cannot access on their work computers.

Rogue Employees: A disgruntled ex-employee can have a ruinous effect on your business. Just because you've fired them doesn't mean they don't still have access to your electronic files. According to The Huffington Post, indignant employees are to blame for over two-thirds of all electronic property theft. To prevent this from happening to you, restrict all electronic company access to the fired employee through changing your passwords.

Business Associates: As the term suggests, a business associate is someone you conduct your business with. If you work in the health field and run your own private practice, you will partner with other vendors to store your patients' confidential information in cyberspace. Only now we're beginning to see a surplus of data breaches in the health field because said vendors have proven unreliable. In not following privacy protocol, these vendors are risking your patients' private information and your good reputation. Before signing with a vendor, make sure they themselves have a stellar reputation and follow up on how they handle security breaches.

As we've learned, a lot can go wrong in cyberspace. You may head the business, but you rely on the good work of your employees and partners to keep the company safe. We can help you do that. Visit CyberPolicy.com today to find out more about our cyber insurance and cybersecurity offerings.