TEXAS BUSINESS INSURANCE FOR SMALL AND MEDIUM BUSINESSES

Business insurance in Texas

TEXAS BUSINESS INSURANCE FOR SMALL AND MEDIUM BUSINESSES

Business insurance in Texas

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Most popular Texas business insurance:

General Liability

Starting at $20 /mo
Protects you against third-party claims of bodily injury or property damage while your client is visiting.

Workers Compensation

Starting at $20 /mo
Covers you and your employees in the event of a workplace accident or if you miss work because of an illness.

Professional Liability

Starting at $20 /mo
Protects you and your business against litigious claims of negligence and failed or incomplete services.

Recommended commercial insurance for small businesses in Texas:

State of Texas business insurance requirements

Texas has multiple laws and regulations concerning business insurance requirements across a wide swath of industries operating within the state. The size of your business, industry, and number of employees will have the biggest role in determining insurance requirements for your business. Workers Compensations Insurance and General Liability Insurance are the most common coverages in Texas. There are several factors that will mandate Workers Compensation Insurance in Texas. A licensed insurance advisor will be able to determine if your business falls within any of these requirements and if any exemptions are applicable.

How much does business insurance in Texas cost?

The cost of business insurance in Texas can vary widely based on several factors. Business size, industry, and amount of coverage all affect monthly premiums in Texas. For example, the cost of a Business Owners Policy for a manufacturing company operating in Houston will be very different from a Business Owners Policy for a hardware store in Dallas. Other considerations such as annual sales, payroll, company assets, and claims history also help determine the cost of business insurance in Texas. A licensed insurance advisor will be able to identify Business Insurance discounts in Texas that you may qualify for, along with discounts for bundling Business Insurance in Texas.

Browse Texas business insurance by profession

We help small business owners from a wide variety of industries, including these common professions:

Find business insurance for your industry
Mario C.
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