Business insurance in Ohio


Business insurance in Ohio

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Most popular Ohio business insurance:

General Liability

Starting at $20 /mo
Protects you against third-party claims of bodily injury or property damage while your client is visiting.

Professional Liability

Starting at $20 /mo
Protects you and your business against litigious claims of negligence and failed or incomplete services.

Business Owners Policy

Starting at $20 /mo
Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

Recommended commercial insurance for small businesses in Ohio:

State of Ohio business insurance requirements

Ohio has multiple laws and regulations concerning business insurance requirements across a wide swath of industries operating within the state. The size of your business, industry, and number of employees will have the biggest role in determining insurance requirements for your business. Workers Compensations Insurance and General Liability Insurance are the most common coverages in Ohio. There are several factors that will mandate Workers Compensation Insurance in Ohio. A licensed insurance advisor will be able to determine if your business falls within any of these requirements and if any exemptions are applicable.

How much does business insurance in Ohio cost?

The cost of business insurance in Ohio can vary widely based on several factors. Business size, industry, and amount of coverage all affect monthly premiums in Ohio. For example, the cost of a Business Owners Policy for a manufacturing company operating in Columbus will be very different from a Business Owners Policy for a hardware store in Cincinnati. Other considerations such as annual sales, payroll, company assets, and claims history also help determine the cost of business insurance in Ohio. A licensed insurance advisor will be able to identify Business Insurance discounts in Ohio that you may qualify for, along with discounts for bundling Business Insurance in Ohio.

Browse Ohio business insurance by profession

We help small business owners from a wide variety of industries, including these common professions:

Find business insurance for your industry

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