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Business Insurance in California

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Insure your business in California in three easy steps:

Answer a few simple questions

Tell us a little about your business, and we’ll show you the policies that cover your needs!

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Pick the policy that fits your business and budget.

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Buy online and quickly get the coverage your need!

Most popular California business insurances:

General Liability

Starting at $20 /mo
Protects you against third-party claims of bodily injury or property damage while your client is visiting.

Workers Compensation

Starting at $20 /mo
Covers you and your employees in the event of a workplace accident or if you miss work because of an illness.

Recommended insurance policies for small businesses in California

California business insurance requirements

California business owners should consider several types of business insurance for legal and financial reasons. A wide variety of work-related incidents, such as an injured employee or a commercial vehicle accident, could result in debts that threaten their business operations and livelihood.

There are 4.1 million small businesses in California that account for nearly 99.8% of all businesses in the state, according to the Small Business Administration (SBA). These small businesses collectively employ 7.2 million people and are required by California state law to protect them with Workers’ Compensation insurance.

Cyberpolicy will help you get a customized California business insurance quote that reflects your unique needs.

How much does business insurance in California cost?

The cost of business insurance in California depends on a business’s industry, coverage needs, size and location. For example, a business in San Francisco can expect to have a different rate than one in Los Angeles, or a business that has employees might pay more than a business that doesn’t.

However, the most influential cost factor is the level of risk associated with the type of work that’s done. For example, manufacturers and certain contractors are considered higher risk because their work is physical and includes the use of heavy tools and machinery. These types of professions can expect to pay more for coverage due to their increased exposure.

Learn more about the factors that influence business insurance rates. You can also get a quote online to find out what you’ll pay for your unique situation.

Browse for California business insurance by your profession

We help small business owners from a wide variety of industries, including these common professions:

Find business insurance for your industry
Mario C.
Insurance Advisor

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