RHODE ISLAND BUSINESS INSURANCE FOR SMALL AND MEDIUM BUSINESSES

Business insurance in Rhode Island

RHODE ISLAND BUSINESS INSURANCE FOR SMALL AND MEDIUM BUSINESSES

Business insurance in Rhode Island

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Most popular Rhode Island business insurance:

General Liability

Starting at $20 /mo
Protects you against third-party claims of bodily injury or property damage while your client is visiting.

Workers Compensation

Starting at $20 /mo
Covers you and your employees in the event of a workplace accident or if you miss work because of an illness.

Cyber Liability

Starting at $10 /mo
Covers you against data recovery costs, reputation damage, and income loss if your clients’ records are lost or exposed.

Recommended commercial insurance for small businesses in Rhode Island:

State of Rhode Island business insurance requirements

Rhode Island has multiple laws and regulations concerning business insurance requirements across a wide swath of industries operating within the state. The size of your business, industry, and number of employees will have the biggest role in determining insurance requirements for your business. Workers Compensations Insurance and General Liability Insurance are the most common coverages in Rhode Island. There are several factors that will mandate Workers Compensation Insurance in Rhode Island. A licensed insurance advisor will be able to determine if your business falls within any of these requirements and if any exemptions are applicable.

How much does business insurance in Rhode Island cost?

The cost of business insurance in Rhode Island can vary widely based on several factors. Business size, industry, and amount of coverage all affect monthly premiums in Rhode Island. For example, the cost of a Business Owners Policy for a manufacturing company operating in Providence will be very different from a Business Owners Policy for a hardware store in Cranston. Other considerations such as annual sales, payroll, company assets, and claims history also help determine the cost of business insurance in Rhode Island. A licensed insurance advisor will be able to identify Business Insurance discounts in Rhode Island that you may qualify for, along with discounts for bundling Business Insurance in Rhode Island.

Browse Rhode Island business insurance by profession

We help small business owners from a wide variety of industries, including these common professions:

Find business insurance for your industry

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